The Purchasing Process in 4 easy steps!

Buying a home can feel like a lot, but knowing the steps makes it much easier.

Here are the four simple steps to help guide you through the process with confidence:

Get Pre-Approved

The first step in buying a home is getting pre-approved. This looks at your income and payment history to see how much you can borrow. Our secure online pre-approval makes it fast and easy to get started.

There are many types of home loans out there. Finding the right one depends on your goals and financial situation. Abundance Mortgage and Realty is here to help you choose the loan that fits you best.

Find Your Home

Once you’ve been pre-approved for your loan, it’s time to start shopping! You can decide whether to build your home or buy a home that’s already on the market, and work with a real estate agent or New Home Builder to help you find the perfect fit. Once you’ve found your home, it’s time for you to make an offer.

Loan Process

Once your offer is accepted, Abundance Mortgage and Realty gets to work!

Our team will walk you through every step of the loan process—from filling out your application to getting final approval and closing on your home. We’re here to make it smooth and stress-free.

Here’s what happens next:

Loan Application & Processing: You’ll complete your mortgage application, and we’ll start reviewing your financial info.

Underwriting: We verify everything to make sure you qualify for the loan.

Home Inspection: A licensed inspector checks the home for problems like leaks, electrical issues, or needed repairs.

Appraisal: An independent expert looks at the property to confirm it's worth the price you're paying. This protects both you and the lender.

Once everything is approved, we’ll schedule your closing—then the home is yours!

Welcome HOME!

Once your home and loan are ready, Abundance Mortgage and Realty will give you all the final details—like your closing disclosure, how much money to bring, and what to expect at closing.

All that’s left is signing the final loan papers and getting your keys.

Welcome home! 🏡